How to become a small business CEO
Filed in archive Small Business CEO on April 26, 2013
© InfusionsoftWith economic recession, it is up to the individuals themselves to find ways to make a living. There are cases where many women are simply having more and more children, just to collect more checks. One extreme case involves a high school dropout who has 10 children. She makes her parents babysit her kids while she goes to school. The government pays her checks for babysitting and she ends up getting more than 10 grand a month.
Instead of collecting government checks, the best way to do so is the start a small business. Look up some micro loans and get your butt out there making some cash that will develop the economy. With a healthy economy, you can make yourself a great job that will feed your family.
© Infusionsoft
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Small Business Administration Funding to Be Reduced
Filed in archive Small Business on April 19, 2013
© HowardLakeUnder President Barack Obama's proposed budget the Small Business Administration (SBA) is facing a 45% cutback in funding. However, this is in relation to the extra funding they had received previously under the economic stimulus legislation. The agency would get $985 million in fiscal 2012 to support its loan programs and disaster assistance for small businesses.
The budget would specifically back $27 billion in loan guarantees for small business, but would cut spending and funds for SBA Development Centers. $1.1 billion would be designated for disaster assistance, which is an increase from the last budget. The allocation for SBA salaries on the other hand would decrease. The SBA also guarantees government backing on loans made by commercial lenders to some small businesses, covering up to 85% of a loan in the event of a default. This loan guarantee program has been showing in creased losses recently, so the administration is planning to allow the SBA to increase fees for these programs to counteract the losses.
© HowardLake
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A New Small Business Loan Program In The Pipeline
Filed in archive Small Business on April 11, 2013
The state of Nevada might have a new small business loan program if a new proposal submitted by the states treasurer is approved. This would create $ 20 million or small business across the state.
This bill for small business loans if passed would help a lot of people get jobs by creating them across the state. This will also result in increased revenue for the state.
Treasurer Kate Marshall's proposal for these small business loan programs called Senate Bill 64 will make the state invest in banks in low interest certificate of deposit if these banks extend small low interest loans to small businesses.
However according to the rules of the banks, every small business will have to be qualified enough to get a loan. The state's money won't be at risk because the banks will be accountable for guaranteeing the loan.
© ccstbp
© ccstbp
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